Terms and Conditions
PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY. BY ACCESSING THIS WEBSITE AND ANY PAGES HEREOF, YOU AGREE TO BE BOUND BY THE LEGAL TERMS AND CONDITIONS SET FORTH BELOW. IF YOU DO NOT AGREE TO THESE TERMS AND CONDITIONS, DO NOT ACCESS THIS WEBSITE, OR ANY PAGES HEREOF. These Terms and Conditions set forth the agreement between the parties relating to the use of this website. Cervino Capital Management LLC("Cervino Capital Management," "Cervino Capital," "we," "us," or "our") can revise these Terms and Conditions at any time by updating this posting.

General Disclaimers
Cervino Capital Management's website is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications and links. Accordingly, the publication of our website on the internet should not be construed by any visitor and/or prospective client as Cervino Capital Management's solicitation to effect, or attempt to effect transactions in securities or derivatives, or the rendering of personalized investment advice for compensation over the internet.

Certain information presented on this website has been obtained from sources that Cervino Capital Management believes to be reliable. However, we have not and cannot verify the accuracy of such information, and investors should be aware that such information is subject
to change without notice.  From time to time changes are made to the content herein. Although we attempt to keep the information on this website accurate, complete, and current, we do not warrant that the content herein is accurate, complete, or current. We make no commitment to update the content herein. It is your responsibility to verify any information before relying on it. Content herein may include technical inaccuracies or typographical errors.

Not all products and services described on this website are available in all jurisdictions, and certain investments may not be suitable for all investors. Additionally, portions of our website may contain or provide links to discussion of Cervino Capital Management's positions and/or recommendations as of a specific prior date. Due to various factors, including changing market conditions, such discussion may no longer reflect our current positions or recommendations. Moreover, no client or prospective client should assume that any such discussion serves as the receipt of, or a substitute for, personalized advice from Cervino Capital Management. Cervino Capital Management is neither an attorney nor accountant, and no portion of our website and content therein should be interpreted as legal, accounting or tax advice.

Copyright and Service Mark
The content of this website, including but not limited to the text and images and their arrangement, are copyright 2006-2008 by Cervino Capital Management LLC. All rights reserved.

Jurisdiction
These Terms and Conditions will be governed by and be interpreted pursuant to the laws of the State of California, United States of America, notwithstanding any principles of conflicts of law. The state or federal courts located in Los Angeles, California, shall have exclusive jurisdiction over any cause of action arising out of or related to the content or use of this website.

Entire Agreement
If any part of these Terms and Conditions is unlawful, void, or unenforceable, that part will be deemed severable and will not affect the validity and enforceability of remaining provisions.